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What Kinds of Insurance Fraud are Committed?

Individuals make an effort to commit insurance fraud in some ways. They might try and stage incidents or even get bogus accidental injuries to extort money from insurance claims. Together with personal fraud cases, the healthcare sector is frequently accused and then found guilty of fraud by the process of charging the patient for laboratory tests that were never performed. Regardless of what kind of insurance fraud is committed, our insurance fraud investigator at the Shadow Company Investigations is professionally trained so they will catch a scam immediately. The insurance fraud scientist at the Shadow Company Investigations integrates insurance providers as well as their staff to assist them to locate the facts with regards to insurance policy investigations. Our insurance fraud investigators and insurance fraud experts give the insurance providers with an outstanding service that will save them lots of money in bogus claims. As soon as we uncover fraudulent action, our insurance fraud analysts get proof which is admissible in the court so the claims will no longer be rewarded and then prosecution happens by way of law enforcement. Being one of the best insurance fraud investigator not only are we enabling our clientele with their insurance fraud investigations, but yet we are also assisting consumers around the world. It has been established that insurance fraud will cost you more, in the long run, for the insurance plans. Bogus claims add up to around 10% of those submitted, generating an enormous pain for insurance providers. Our staff of insurance fraud Investigators has expertise the following forms insurance cases:

Based on the National Crime Insurance Bureau, bogus insurance claims not just increase our premiums. However, they as well raise our taxes. Being one of the best insurance fraud investigators, we have been standing upright against insurance fraud and then producing a big difference in the lifestyles of our consumers. When you have been a target of insurance fraud, we ask you to check out our website and then find out more about our insurance fraud investigations. We will be here to make sure that bogus activity is discontinued knowing that the people who are responsible are given justice. Contact us today and permit us to assist you in your case. We are going to provide you with the best in insurance fraud investigations and also stand up behind our work.



Business owners often have a wide variety of questions about their obligations under the Oklahoma Workers’ Compensation Code. The information offered below is intended to reply to some of these commonly asked questions explained the expert private investigator in detecting false workers compensation claims from the Shadow Company Investigations based at St. Louis, Missouri, in the United States of America. Please note that the following details are not a legal analysis of the Oklahoma Workers’ Compensation Law, and the Workers’ Compensation Court of Current Claims is not offering legal advice by giving the information. When you need legal help, you need to get in touch with your attorney, or if you need worker’s comp fraud investigated, you can call us at 


What exactly is workers’ compensation coverage?

Workers’ compensation is an insurance coverage program that provides reimbursement for impairment, and medical and rehab advantages, for workers injured on the job. When it comes to the accidental demise of a worker, it includes advantages to the employee’s dependents. Under workers’ compensation, both employees and employers are protected. Each covered employee possesses a right to benefits from a compensation injury. In return, employers are safeguarded from culpability lawsuits outside the workers’ compensation system answered the chief private detective investigating workers comp fraud from the Shadow Company Investigations based at St. Louis, Missouri, in the U.S.


What type of employees is protected by the Workers’ Compensation Law?

Generally, every worker employed in Oklahoma or who is wounded in Oklahoma is covered by the workers’ compensation laws of the state. Independent contractors are not considered as employees and hence are not protected. Some other exceptions to insurance coverage include men and women covered for job-related accidental injuries under the federal regulation like certain agricultural workers; licensed realty brokers paid out on a commission system. Certain persons providing services given by the Oklahoma Division of Human Services; anybody employed by a company with five or lesser staff members, all with whom are interrelated by blood or marital relationship to the employer; any person employed by a tax-exempt youth sports club; sole proprietors, members of a partnership, or certain individuals who are a party to the franchise agreement. Those who are members of a limited liability company and certain stockholders of a corporation; anyone who provides voluntary service and receives no wages for the expert services other than meals, drug or even alcohol rehabilitation therapy, transportation, accommodation or even reimbursement for additional expenditures; owner-operators of a truck-tractor; and also drive-away owner-operators. All of these groups of individuals are exempt from the workers’ compensation laws of the state by statute informed the senior crime scene investigator and expert detector of workers compensation fraud from the Shadow Company Investigations based in St. Louis, Missouri. I am just a Sole Proprietor, Partner or Stockholder.


Do I need to get Workers Compensation Insurance Coverage?

No, sole proprietors, members of a partnership firm, members of a limited liability company who own minimum ten percent of the capital of the LLC and specific stockholder employees who have minimum ten percent stock in the organization are particularly exempted from the workers’ compensation regulations of the state by legislation. Nevertheless, these kinds of individuals might choose to be covered by a workers’ compensation insurance coverage replied the expert private detective who is dealing in frauds related to workers compensation from the Shadow Company Investigations based at St. Louis, Missouri, in the USA.


We own a company which only hires immediate members of the family. Do we need to purchase workers’ compensation insurance policy?

Relatives of the owner of a company having 5 or less employees are exempt from the Workers’ Compensation law by legislation answered our expert private investigator in detecting false workers compensation claims from the Shadow Company Investigations based at St. Louis, Missouri, in the United States of America.


I am a private Contractor. In case I subcontract any specific part of a legal contract to a subcontractor, can I be liable for a job-related injury of a worker of the subcontractor?

Indeed. Both the independent worker who subcontracts a part of the task and the primary supervisor can be held liable for job-related accidental injuries to any worker of the subcontractor. When the subcontractor has not adequately secured workers compensation coverage for its workers responded the senior crime scene investigator and expert detector of workers compensation fraud from the Shadow Company Investigations based in St. Louis, Missouri.


How do Business owners get workers’ compensation coverage?

In Oklahoma, most employers have to cover their employees with workers’ compensation insurance coverage. Business owners might buy their insurance from a private insurance company or even Comp Source Mutual Insurance Company, an entity made by law which offers workers’ compensation coverage for public and private Oklahoma business owners. Companies also may satisfy their workers’ compensation obligations by covering themselves as an own-risk employer or affiliate of a group self-insurance association. The law needs that the same benefits be offered no matter what form of coverage the employer has replied the expert detector of workers compensation fraud from the Shadow Company Investigations based in St. Louis, Missouri.


Are there any penalties for not getting workers’ compensation coverage?

Indeed. An employer needed by legislation to secure workers’ compensation coverage that does not obtain such insurance coverage, may be imposed with a misdemeanor as well as subjected to a fine. Also, after a company is quoted for two offenses of faltering to obtain workers’ compensation insurance coverage, the Commissioner of Labor carries the authority to place termination of business activities until insurance coverage is procured answered the senior crime scene investigator and expert detector of workers compensation fraud from the Shadow Company Investigations based in St. Louis, Missouri.


Who pays the premium or the cost of workers’ compensation insurance coverage?

All costs for workers’ compensation insurance coverage are paid for by the company. The employer might not deduct money from an employee’s salary to pay workers’ compensation insurance premiums.


When could my worker inform a wound that occurred on the job?

To appropriately manage accidental injuries you should require job-related injuries to be disclosed to you as quickly as possible. The legislation needs a worker to report unintentional injuries within 30 days or for treatment to be received within the 30-day period. In situations of an occupational health problem or injuries due to regular trauma, a worker must give notice to the company within three months of the employee’s separation from employment responded the senior crime scene investigator and expert detector of workers compensation fraud from the Shadow Company Investigations based in St. Louis, Missouri.


What precisely should a company do if an employee is wounded on the job?

An employer should promptly give medical care to a wounded worker after notice of the injury. The employer has the right to initially choose the treating physician to provide such medical, operational or additional therapy as might be affordable and also necessary. Nevertheless, an injured worker is allowed to secure essential health care facilities from a doctor of the employee’s own choice at the employer’s expense, wherein the employer neglects or neglects to give treatment within seven days after actual notice of the injury, or where an emergency exists. The physician chosen by the company shall become the treating doctor. If a certified workplace medical plan includes the employee, the employer will select a treating doctor from the plan’s community of doctors.


Will A Company Need To Inform Job-Related Injuries?

Oklahoma legislation requires an employer to report accidental injuries got by their employees to the Workers’ Compensation Court of Current Claims, and to the employer’s workers’ compensation insurance carrier, within ten days of notice of the injury. An injury that resulted in the loss of time beyond the shift or needed healthcare attention far from the work site has to be reported. Inability or refusal to indicate such type of an accident might subject an employer to an admin fine by the Court Administrator of not more than $1,000 cautioned our expert private investigator in detecting false workers compensation claims from the Shadow Company Investigations based at St. Louis, Missouri, in the United States of America.


Can I expel a worker that has submitted a workers’ compensation claim?

Under Oklahoma law, you might not discharge a worker because the worker has in good faith submitted a claim, retained a lawyer for representation regarding a claim, has instituted any proceeding under the Workers’ Compensation Law, or has testified or is going to claim in any such proceeding. A worker can never be discharged in a period of interim total disability solely on the principle of absence from work. When an employee is dismissed in retaliation for submitting a workers’ compensation claim, the employee may try and enforce this clause in the district court explained the senior private investigator from Shadow Company Investigations based at St. Louis, Missouri, in the United States of America.


Must a worker in need of emergency treatment go through the Certified Workplace Medical Plan?

No. A wounded employee who is protected by a certified corporate medical plan may well get necessary urgent health care services, at the employer’s cost, from medical providers who are not part of the program.


Can a worker switch physicians?

Indeed. The procedure for switching a treating physician may differ based upon whether or not the worker is insured by a certified workplace medical plan (CWMP). If a CWMP does not include the employee, the worker is eligible for one change of physician for any damaged body part upon application to the Workers’ Compensation Court of Existing Claims. No modification of treating physician could be approved for a part of the body when no authorized medical care was provided for that portion of the body for one hundred eighty days before the particular date of the submitting of the application for a modification. No more than two changes of a physician are allowed in a claim. When a CWMP protects the employee, the employee might apply for a one-time modification of doctor to one more suitable doctor within the group of the CWMP using the dispute resolution procedure put down in the CWMP. When the disagreement resolution process is exhausted, the employee might petition the Court for a change of doctor within the program. In case no physician within the program is qualified to deal with the employee’s injuries, a physician over and above the program may be selected if the doctor consents to abide by all the rules, conditions and terms of the accredited office healthcare plan.


What happens if workers’ compensation fraud is presumed?

Cases of suspected workers’ compensation fraud need to be referred to as the Attorney General Workers’ Compensation Fraud System for investigation, civic activity, criminal action or even recommendation to the District Attorney, the Insurance Commissioner or the Workers’ Compensation Courtroom of Current Claims Administrator. Suspected fraud also might be reported to the employer’s workers’ compensation insurance carrier.


So How Exactly Does Workers’ Compensation Operate?

Organizations get protection for every staff member from a private or even a state-run insurance provider. The once a month premiums for insurance coverage differ depending on the employee’s area of task (secretarial, manual labor) and also problems of their occupation (short-term contract, apprenticeship, full time). A prospective employer may choose to get away from the formal plan and then self-insure in its place when they have the resources to handle potential claims. In some circumstances, a physical injury might not qualify for workers’ compensation answered the chief private detective at the Shadow Company Investigations LLC based at St. Louis, Missouri in the U.S.


Precisely how are claims made?

When protected by workers’ compensation insurance policy, staff members report a claim detailing their injury or perhaps sickness and then just how it was due to their work or perhaps by a hazardous job environment. When a claim is processed, the insurance provider will certainly evaluate it and also determine whether to start paying the wounded person for healthcare expenses as well as lost salary. In a few circumstances, a personal injury will not meet the specifications for workers’ compensation. A wounded employee would possibly not get reimbursement when they were violating business insurance policy during the time of the event (i.e., inebriated) or if perhaps the personal injury was self-inflicted clarified the senior private investigator and expert workers compensation fraud detector at the Shadow Company Investigations Inc. based at St. Louis, Missouri in the USA.


What exactly is Workers’ Compensation Fraud?

Whenever an individual commits workers’ compensation fraud, they may be profiting from the program. The best visible instance is the dissatisfied staff member who can make a bogus injury claim for extra cash, but yet numerous kinds vary from small- to large-scale. Workers, companies, and medical care companies or even judicial specialists may take part in any of these frauds replied the expert assessor for false workers compensation claim and chief private detective for the Shadow Company Investigations LLC in St. Louis, Missouri.


How popular is Workers’ Comp Fraud and also what’s the Price?

These type of scams results in a domino effect, and then everybody foots the expenses. Based on the National Insurance Crime Bureau (NICB), workers’ reimbursement scams is the most rapidly expanding form of insurance coverage fraud, priced at around $7.2 billion each year, resulting in increase in premium payments. To manage to pay for this latest premium, the consumers pay out a lot more at the cash register. Due to pay cuts, workers may miss out on bonus deals along with other benefits. At times jobs are cut down, as well. Yet, a study carried out by the Insurance Research Council (IRC), 35% of respondents think that it’s okay to dupe in an insurance coverage claim, one-third does not have any trouble with deliberately scamming a benefits course cautioned the senior private investigator from the Shadow Company Investigations based at St. Louis, MO in the U.S.


Who commits Workers’ Reimbursement Scams?

You will find three types of workers’ compensation scams:

  1. Claimant scams (worker)

  2. Premium scams (company)

  3. Provider scams (health-related or legal)

In any given type of scam may cause varying levels of harm, and also each one has their group of ‘warning signs.’

Claimant Workers’ Comp Scams

100% free cash and also holiday time are a couple off of the promoting aspects for workers who attempt workers’ compensation fraud. Certain fraudsters, rather than taking care of their injury, prefer to undertake additional employment or even begin a side business for additional earnings (in addition to just what they’re now getting for their injury).


A claimant fraud plan starts with a false claim utilizing: A fake injury

  • A blown up injury

  • A personal injury that took place off the job

  • An older personal injury that never really cured

You should not immediately blame a worker for fraud, however, keep your eyes open for these red flags if you believe your worker is not truthful.


Claimant Fraud Warning Signals

  • There are no witnesses to the occurrence.

  • The wounded worker is refusing a cure or perhaps getting contradictory diagnoses

  • The injured worker waited to inform the event without any legitimate justification for the delay.

  • The wounded employee’s case is unreliable or dubious.

  • The injured worker bears a historical past of getting workers’ compensation claims.

  • The injured worker has got a background of switching jobs or even healthcare providers frequently.

  • The episode occurred before or only after a weekend break, strike, or vacation.

  • The event occurred right before an expected cancellation or expiring agreement.

  • There is proof of the wounded worker operating a side job.

  • There is proof of the worker carrying out tasks that could be difficult with their stated injury (e.g., mowing the grass with a damaged ankle).

  • The wounded worker is inaccessible during the leave.

  • The injured staff employed a lawyer immediately and is pressing for a fast resolution informed the chief private investigator from the Shadow Company Investigations LLC in St. Louis, Missouri.


What exactly is Malingering?

Malingering is an accepted technique in claimant fraud.

A worker Mr. X is off work for some time on account of a spine wound he had a year ago. He is getting workers’ reimbursement benefits. He was meant to get back to the job a few weeks ago yet insisted he was still wounded and also didn’t wish to risk it. Moreover, then, his supervisor met the man picking large containers into his pickup truck. Mr. X is a malingerer answered the senior private detective in charge of assessing false workers compensation claim from the Shadow Company Investigations at the St. Louis, Missouri in the U.S.

Premium Workers’ Comp Fraud

These types of plans by business owners are big, complicated, and also well-hidden behind innovative bookkeeping or some other cover-ups. The objective of these fraudsters is always to decrease the amount of money they are obligated to pay in workers’ reimbursement premiums.

Most of the red flags for premium workers’ compensation fraud are quite clear, like purely cash paychecks. Some other warning signals tend to be hard to notice. For instance, individual companies may deliberately misclassify their laborers as managerial assistants. The last option is a considerably less hazardous task. Therefore the monthly premiums are cheaper as well. Hence the company will save money. To minimize the harm due to premium fraud, maintain a vigilant eye for most of these red flags cautioned the chief assessor of workers compensation fraud from the Shadow Company Investigations Inc. based at St. Louis, Missouri in the USA.


Premium Fraud Warning Signals:

  • The company will pay employees in cash.

  • The company merely refuses to buy workers’ compensation insurance.

  • The company denies legitimate claims by wounded workers.

  • The company has got numerous companies working from the identical address.

  • The company makes use of a P.O box as their principal address.

  • The business name is inappropriate with the job being carried out (e.g., Jim’s Roofing provides you with flowers).

  • The company refuses to be audited.

  • The company under-reports the countless workers.

  • The company misclassifies work types.

  • The company misclassifies signed contract types.


The exceptional case of premium workers comp fraud

In 2015 Mr. Campbell, proprietor of drywall company E&E Acoustics, was convicted for underreporting payroll statistics as well as misclassified workers for a few years in the late 2000s. He was eventually ordered to repay over $1 million in payments and also interest.

The Washington State Board of Industrial Insurance Appeals placed Shawn A. Campbell and also his wife individually accountable for unsettled payments, interest fees as well as missed fees and penalties racked up by his business, E & E Acoustics, LLC.

A Washington State Department of Labor & Industries (L&I) due diligence decided that Campbell’s business considerably underreport the working hours that their workers labored by faltering to precisely record the scale of the company’s drywall tasks from April 2007 via June 2009.

Campbell owes L & I over $615,000 in premium payments, $102,000 in overdue fees and penalties and even $296,000 in interest fees by mid-March. The judgment is considered to be among the largest-ever holding a company individually accountable for his company’s workers’ comp premium payments, interest fees, and penalty fees.

Money reclaimed in the case is going to be sent back to the government workers’ compensation fund. Campbell has appealed the sentence to Walla Walla Superior Court. The Washington Attorney General represented L & I in the case.

It is an exceptionally glaring issue of a company being unfaithful the right companies and also workers who pay for the workers’ compensation program. The panel discovered that Mr. Campbell understood just what he was doing in his aim to miss out on paying out workers’ comp premium payments.

He often outlined his staff members like co-owners in his business to escape paying for workers’ comp premium payments, the panel judgment stated. In spite of this, in the year 2011, he is unsuccessful to report any company officers, prompting the Secretary of State to dissolve the company administratively. L&I evaluated Campbell and his wife individually for the company’s financial obligations after that it was no more operational and the bad debts continued to be unpaid.

The panel judgment stated Campbell’s inability to pay out workers’ reimbursement evaluations was the consequence of a determined, mindful as well as voluntary plan of action, thereby was willful.

Mr. Campbell formed an improper benefit using illegal procedures which cause harm to the government, and mostly, sincere tax-paying construction building contractors who lead to a prosperous economic system. We want the E&E Acoustics event was an anomaly. Regrettably, there are more dishonest companies working in comparable ways stated the senior worker’s compensation defense attorney in the case.

Provider Workers’ Comp Fraud

The providers of workers’ compensation benefits will and also do fraud the system also. Dishonest, as well as judicial experts, can often take part in a large-scale structured crime that makes use of the workers’ compensation system.

Provider workers’ compensation fraud is normally the volume of numerous frauds, such as:

  • Inflated staff member wounds or assistance prices

  • Random as well as needless billing

  • Fake hospitals

  • Kickback programs

The sheer scale of these types of programs may cost you huge amounts of money, and then their warning signals tend to be complicated as well as challenging to recognize forewarned the worker’s compensation fraud detector from the Shadow Company Investigations LLC based at the St. Louis, Missouri in the United States of America.


Provider Fraud Warning Signals:

  • The company payments for services never received.

  • The company payments for tools never utilized.

  • The company pays for the treatment of individuals that were never cured.

  • The company is into duplicate billing (billing numerous times for one thing that’s previously been purchased).

  • The expenses got for the wounded worker are more than usual for the form of injury.

  • The healthcare charges don’t seem sensible for the claimed injury.

  • There is an arbitrary rise in the regularity of visits.

  • The healthcare assistance is carried out for an extended time without progress in the wound.

  • The identical healthcare specialist, as well as legal teams, takes part in problematic cases.


Reporting Workers’ Comp Fraud

Also, a couple of warning bells have gone off, and then you’ve made a decision it’s time for you to report the problem, what you do now? Just as a worker, if you were refused benefits or you will typically think your company is involved with a workers’ reimbursement fraud, notify the regional labor department. Since a company, notify the workers’ compensation insurance provider regarding the dubious worker so they can start a proper investigation. For discreet investigations you can contact Shadow Company Investigations.


Preventing Workers’ Comp Fraud

Prevention starts at the employing procedure. As per the Coalition against Insurance coverage Fraud, 20% of small-business proprietors wouldn’t understand how to recognize a workers’ reimbursement fraud. Remember that stats doesn’t consist of the number of companies who believe they might identify a workers’ comp fraud, however, when facing one, couldn’t. In case you’re trying to identify workers’ reimbursement scams in your organization, the ideal place to begin is identifying the warning signals. All thanks to the helpful suggestions above, that portion is done reasoned the chief crime scene investigator and expert assessor for false workers compensation claims from the Shadow Company Investigations based in St. Louis, Missouri.

Prevention begins during the hiring process. Perform complete background checks on every candidate and then vet these correctly. Approaching out for referrals may offer you the inside scoop on any one of the employee’s unusual behaviors. You may also expose a potential employee’s previous claims.

At work, setting up video surveillance digital cameras is an excellent safety measure that one day may verify or reject the authenticity of injury claims. Together with digital cameras, you could:

  • Introduce a zero-tolerance work environment plan for fraud.

  • Foster an atmosphere that promotes workers to report their doubts.

  • Launch an authorized whistle blower hotline and then provide incentives for ideas when necessary.

  • Provide coaching for workers regarding workers’ comp fraud.

  • Finding Proof on Social Networking: Due to the latest, unstoppable wish to share almost all facets of your life, it’s more prevalent than ever before for a claimant to reveal their plan. Keep close track of social media. Should you find a wounded worker ratting by themselves out on the internet, you’ll manage to prevent the scam in their paths concluded our senior private investigator and expert workers compensation fraud detector from the Shadow Company Investigation services based at St. Louis, Missouri in the United States.


Are you in need?

As evident from the above classifications the worker’s compensation fraud has a long-ranging and different impact on any organization, its employees, employers and the society at large. Due to its complex nature often it is not possible for the victim of this type of fraud to do the tedious job of investigating such cases. Hence you need a professional private investigator that is registered or licensed by the authorities to carry out these investigations, to find out relevant court-admissible evidence to punish such perpetrators of white collared crime. Shadow Company Investigations LLC has the necessary qualifications and workforce to carry out investigations leading to detection of workers compensation fraud and is available round the clock at (833) 345-7778 you can request a call back.


Find a private investigator from Shadow Company Investigations near you from our extensive list of network:

Insurance Services help prevent Insurance Fraud. Insurance Fraud happens if an individual or perhaps group of men and women earn money or even make an effort to earn money from insurance plan agreements using deceptiveness, telling lies, disloyal or possibly steal for profit. Insurance fraud plans may cause accidental personal injury to the perpetrator or even harmless individuals, and then insurance costs rise due to insurance fraud. The Shadow company investigation is a global private insurance fraud investigator, and our team of insurance fraud investigator is equipped with state of the art technology and expertise to deal with insurance fraud prevention. We are based at St. Louis, Missouri in the United States of America and are licensed to handle individual as well as corporate insurance fraud. Listed below are some of the most common types of insurance frauds and how one can prevent such incidents from happening.


A Broad Classification of Insurance Fraud:

1) Home and Renter’s Insurance Fraud

Some of those property scams, house and renter’s insurance coverage scams take place when a policyholder both exaggerates and even falsifies an insurance coverage claim for losses suffered to their home and property.

Tips are given by our insurance fraud expert on how you can prevent it:

  • Claim just the loss that happened due to the accident getting documented

  • Provide the precise worth of damaged or lost goods

  • Get a couple of authored quote for repairs

  • Before employing a building contractor to help make repairs, get in touch with your insurance company to make sure that your insurance plan protects the tasks

  • Always utilize an authorized building contractor

  • Never pay off a building contractor entirely before tasks are finished

2) Vehicle-Related Insurance Fraud

One of those assets fraud or casualty fraud, automobile insurance fraud is considered the most popular types of insurance fraud in the entire world. Trying to generate income using fake claims of automobile accidents or accident-related wounds is insurance fraud.

Our insurance fraud scientist gives tips on how you could prevent it:

  • Don’t tailgate since following very closely might put you up for a staged car accident

  • In the occurrence of a car accident, have photographs of injuries as well as track circumstances, making a note of professional license plate numbers and also who was taking part

  • Have car repair work performed by an established store; check with the store supervisor to explain all the substitute parts and then present to you the components which were substituted

  • Get a printed, detailed quote for vehicle repairs and also verify the expenses cautiously

  • If wounded in an automobile mishap, be cautious about anyone who comes up to you and then offers to give you the name of a physician or attorney.

3) Workers’ Compensation Insurance Fraud

Workers Compensation Fraud occurs if a worker claims a personal injury that didn’t happened whatsoever or happened far from the place of work. Companies may also do insurance fraud by under-reporting worker levels or even misstating the kind of responsibilities executed.

Tips are given by our insurance fraud analyst on how you can prevent it:

  • Be aware of Job Site Surveillance that happens at work

  • Understand the insurance coverage offered by your company and also understand just what is included in your current workers’ compensation

  • Don’t pick up workers’ compensation after a wound has cured

  • Report any specific personal injury to a supervisor when you can

  • Ask your current supervisor to set up video recording devices to ensure that there exists evident proof in case of an accident.

Please fill out the form below and our best Insurance fraud investigator will contact you with a suitable appointment or you can call our expert insurance fraud investigator and he will get back to you with a suitable appointment.


Are You a Victim of False Insurance Claims?

Are You a Victim of False Insurance Claims?

If you are a victim of false insurance claims or have been involved in a car accident that didn’t feel right, it might not have been an accident at all. Most common insurance frauds include criminals who are devising elaborately staged accidents—complete with fake injuries and lying to an insurance company without considering the consequences — to hoard on insurance plans, informed the Insurance Information Institute. Not merely will these types of staged incidents cost the genuine policyholders and the car insurers billions and billions of dollars yearly, but they also generate risky situations on highways and streets— mainly if the plan goes completely wrong. So you hire a private Insurance fraud investigator, who will have an insurance fraud expert or Insurance fraud analyst who is adept at detecting insurance claims frauds.

A staged car accident is a type of insurance fraud which is a hazardous and felonious human activity that prey gullible car drivers with extremely daring techniques which is most common insurance fraud targeted at defrauding insurance providers. Not merely do genuine policyholders eventually wind up spending much more for car insurance coverage, but yet those risking the rip-off may cause severe accidents or even loss of life.

Staged car accidents aren’t the sole approach to insurance fraud by customers. Insurance frauds examples might comprise of several different individuals involved with an insurance deal: people who apply for insurance; policyholders; third-party claimants; as well as experts who give services as well as products to claimants. Along with staged car accidents, popular Insurance frauds examples consist of padding, Life Insurance Fraud, or even inflating genuine claims; lying to insurance company on an insurance coverage application; and also posting false insurance claim for accidental injuries or perhaps damages that never ever happened, solutions never ever given or products never ever provided without considering the punishment.

According to the National Insurance Crime Bureau car insurance frauds happen more often in metropolitan places, wherein you can find an increasing number of automobiles as well as in wealthier cities since car drivers usually there are considered to enjoy much better insurance policy coverage. Scammers frequently focus on brand-new, rental or even commercialized automobiles since they are usually properly covered by insurance. Moreover, scammers often target on ladies driving a car on their own and also elder persons because they are supposed to make lesser issues and are not as likely to be confrontational at car accident scenes.


In case you have a false car accident claims what to do?

  1. Call the cops or even state highway patrol. Merely let the police know you expect fraud. Get a police record with the officer’s name, even though the damages is minimum.

  2. Contact your current insurance broker and also inform them you expect fraud and why.

  3. Call the NICB’s toll-free number at 1800-835-6422. Your phone call could be confidential and then might be entitled to a reward.

  4. The I.I.I. also suggests having notes at the place of a car accident.

  5. Keep a pad as well as a pencil in your glove box and then notice the following:

  6. The particular names and locations of every car drivers and even passengers involved in the car accident, driver’s license plate numbers, model and make of each automobile, driver’s license numbers. Insurance policy identifications, the particular names as well as address of witnesses, specific names and also badge numbers of law enforcement officers or perhaps some other emergency staff.

If you want more information like:

  1. What are the consequences of lying to an insurance company? Or

  2. What is the punishment for car insurance frauds? Or

  3. What is the punishment for false insurance claims? Or








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